Save Bitcoin. Spend dollars.

Garden Card

bitcoin unlocked

full self-custody

Your Bitcoin stays in your wallet. Period.

hold BTC, spend stables

Use stablecoins for everyday payments, without ever selling your Bitcoin.

earn rewards

Receive crypto cashback on every purchase you make.

frequently asked questions

Garden Card provides a credit line backed by your Bitcoin. Your BTC unlocks instant liquidity without selling.

Load your card with Bitcoin, Bitcoin bridges to an EVM chain and is supplied as collateral on Morpho/Aave, and stablecoins are borrowed in real-time the moment you pay. We make the entire process invisible for you, so all you do is tap and spend.

Anywhere Visa is accepted; 150M+ merchants worldwide. Add it to Apple Pay, Google Pay, or tap/swipe the physical card.

No, your Garden Card automatically borrows against your Bitcoin rather than selling it. This means you avoid taxable events and retain 100% of your Bitcoin.

your card is waiting for you

Garden Card
Garden Card
Garden Card
Garden Card
Garden Card