
Bitcoiner's Guide
16 March, 2026
We compared real quotes from Chainflip, Relay, Near Intents, Symbiosis, and Garden Finance across three popular WBTC conversion routes to find out which protocol actually offers the lowest fees.
Routes tested:
All quotes were collected on March 16, 2026, using equivalent transaction amounts across all platforms. The numbers below reflect what each protocol quoted at the time, total cost including fees, slippage, and any markup.
Converting native Bitcoin to WBTC on Ethereum is one of the most common cross-chain swaps for accessing Ethereum Defi.
Test Parameters:
Bridge Fee Comparison
| Protocol | Input (BTC) | Output (WBTC) | Total Cost | Time |
|---|---|---|---|---|
| Garden Finance | 1 BTC ($73,298) | 1 WBTC ($73,296) | $2 | ~10 min |
| Chainflip | 1 BTC ($73,271) | 0.999 WBTC ($73,030) | $241 | ~15 min |
| Near Intents | 1 BTC ($73,285) | 0.997 WBTC ($72,863) | $422 | ~12 min |
| Relay | 1 BTC ($73,292) | 0.989 WBTC ($72,304) | $988 | ~10 min |
Key Findings
Bottom line: On a 1 BTC to WBTC conversion, Garden saves you $239-$986 compared to other options.
Exchanging Solana for WBTC on Ethereum is popular for accessing Ethereum Defi from SOL holdings.
Test Parameters:
| Protocol | Input (SOL) | Output (WBTC) | Total Cost | Time |
|---|---|---|---|---|
| Garden Finance | 100 SOL ($9,362) | 0.127 WBTC ($9,360) | $2 | ~30s |
| Chainflip | 100 SOL ($9,351) | 0.127 WBTC ($9,311) | $39 | ~15 min |
| Near Intents | 100 SOL ($9,351) | 0.127 WBTC ($9,262) | $89 | ~12 min |
| Relay | 100 SOL ($9,367) | 0.126 WBTC ($9,266) | $101 | ~10 min |
Key Findings
Bottom line: Direct settlement architectures can leverage fast L1s for faster execution. Garden is significantly faster than the competition for this route; price difference is slight.
Both cbBTC (Coinbase Wrapped Bitcoin on Base) and WBTC (Wrapped Bitcoin on Ethereum) represent Bitcoin, but swapping between them requires a Base to Ethereum bridge.
Test Parameters:
| Protocol | Input (cbBTC) | Output (WBTC) | Total Cost | Time |
|---|---|---|---|---|
| Garden Finance | 1 cbBTC ($73,214) | 1 WBTC ($73,212) | $2 | ~30s |
| Symbiosis Finance | 1 cbBTC ($73,396) | 0.998 WBTC ($73,321) | $75 | ~5 min |
| Near Intents | 1 cbBTC ($73,360) | 0.997 WBTC ($72,967) | $393 | ~12 min |
| Relay | 1 cbBTC ($73,344) | 0.995 WBTC ($72,757) | $587 | ~10 min |
Key Findings
Bottom line: Even on L2 to L1 routes where competitors claim efficiency, Garden routes are 37-293× cheaper.
Most WBTC bridges use one of two models, and both have inherent cost issues:
The difference shows up in the numbers competitors charge percentage based fees that scale with transaction size, while Garden maintains consistent low costs regardless of amount.
Full list of supported assets and routes on Garden Finance: https://docs.garden.finance/developers/supported-chains
No. What you see in the quote is what you get. Total cost is shown upfront: protocol fee + origin chain gas. No slippage, no percentage based fees, no surprises.
From any supported chain including native Bitcoin, Solana, Base, Arbitrum, BNB Chain, HyperEVM, Starknet, and more. See the full list at garden.finance/routes.
Garden's cost structure stays consistent regardless of transaction size. You get near-1:1 exchange rates whether you're swapping $100, $100,000, or $1 million.
Garden's contracts have been audited by Trail of Bits (April 2024), OtterSec (August 2023), Zellic (June 2025), and Code4rena (December 2025—813 researchers, zero critical findings).
Full reports at garden.finance/security.
Both represent Bitcoin on Ethereum-based chains. WBTC lives on Ethereum mainnet (managed by BitGo), while cbBTC lives on Base, Coinbase's L2. Garden converts between them with the same low-cost structure.
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